NMHD enjoys a working relationship with Habitat for Humanity of Michigan. NMHD participates in conferences and educational opportunities offered by Habitat, and utilizes its design services to assist us in providing accessible, energy-efficient home designs and floorplans for our customers.
Northern Michigan Limited Dividend Housing Association, LLC (Northern Michigan LDHA) is a modular home provider that focuses on participating in low income and moderate-or-middle income housing programs, as offered by the State of Michigan. Like NMHD, Northern Michigan LDHA is co-owned by Tom Steffen and Fred Fabian. As an LDHA, however, Northern Michigan LDHA’s returns or dividends are limited, as directed by the State of Michigan. NMLDHA’s agreement to these and other terms, as documented in its Operating Agreement, allow it to participate in these State housing programs.